J4T Program
for Middle and High School Students

Park's "J4T" Club is designed for young individuals (13-17) becoming financially independent. It's Just 4 Teens!  To sign up for J4T membership visit the Application page or your nearest Park Community branch.

Checking
Free Student Checking is available to members 12-22* and to full-time students. The account has no minimum balance requirement and comes with a Park Community Check Card. It’s a perfect first checking account to complement a new job, money-making adventure, or a move to college. We also award a $2,000 scholarship each year to high school seniors planning to attend a four-year college or an accredited community college. Applicants must be a member of Park Community Federal Credit Union and complete a scholarship application.

Savings
Open a savings account with just $5. This account pays dividends and has no monthly service charge. You can earn prizes just for saving money! Receive a stamp on your prize card every time there is a deposit into your account. When the stamps total at least $100, you’re eligible to receive a prize. Indicate which prize you want and drop it in the mail to us. We send your prize back through the mail, no pick-up required.

Download the printable Prize Card

CerKIDicates
A great way to save at a better rate. The ''cerKIDicate'' is a special 24-month certificate only for members 17 and younger, pays a full percentage point over our regular 24-month certificate, and has a low minimum opening deposit of $100.00. Certificates allow you to invest your money for a specified period of time with a guaranteed rate of return.

Ready to dive in?
So you’ve got money, but what to do with it? A.J.’s Mall, C-NOTE and CU Succeed are all sites with lots of information on managing your money and doing it well. There are lots of articles ranging from making a spending plan to heading to college.

*A parent or legal guardian is required to be joint on the account for youth under the age of 18.